Monitoring in

US Auto Insurance

How do firms collect consumer data? How does it impact profit and welfare?

Should regulators curb proprietary data?

Buying Data from Consumers

The Impact of Monitoring in U.S. Auto Insurance

(w/ Shoshana Vasserman)





Data Analytics for

eCommerce Sellers

The Impact of Data Analytics

Evidence from an eCommerce Platform

(w/ Zhengyun Sun)​


Michigan's Rising

Auto Insurance Cost

How does uncertainty impact

market competition?

Higher Cost and Higher Markup

Uncertainty and Competition in Michigan’s Auto Insurance Industry


How do firms acquire data?

Can data technologies change competition?

Do they hurt small or young firms?

©2020 by Yizhou Jin.